The DWP has published the findings of our qualitative research among workers who have opted out. As part of our research with the first employers to implement automatic enrolment, we spoke to 50 employees who explained their reasons for leaving workplace schemes following automatic enrolment, their experience of this process and their general attitudes to saving for retirement. Read the report in full here.
Andrew Wood, Kate Downer, Christoph Körbitz and Louise Amantani
This is the first study to explore comprehensively the experiences of workers who were automatically enrolled into a workplace pension and chose subsequently to opt out. We spoke to 50 workers at the first organisations to implement automatic enrolment, and they explained their reasons for opting out, their experience going through the opt-out process and their overall attitude toward retirement provision. The findings of this study will feed into discussions around the success of automatic enrolment in increasing the number of individuals saving for retirement.
Click here to view report (pdf)
I’ve just re-read the chapter of Nudge called ‘Save more tomorrow,’ in which the authors consider ‘how private and public institutions might nudge people in directions that will make them a bit wealthier and more secure.’ Now, I reckon most of us are up for more wealth and more security. And as luck would have it, our latest report for DWP which looks at peoples’ experiences of automatic enrolment Continue reading
In an amazingly short space of time, the walking thing has just became normal. And especially after the sunny gorgeousness that was yesterday, I found myself looking forward to today’s walk, and sorry that it was all going to be over at the end. But as regular readers will know, today was the Jazz Apocalypse. Continue reading
So today I walked to work with Maria Callas (recommended by Chrissie – thank you, Chrissie!). Maria and I got along pretty well, especially the part where she sang bits of Tosca to me as I walked along the edge of Wandsworth Common. Continue reading
Badges! I got badges! And cute pictures of muffins. And I’ve walked more than 10 miles in the last 3 days. Double figures, guys! Continue reading
I’m working up slowly to Jazz Day, as Friday May 17 shall henceforth be known. Yesterday was pretty easy, though I did have the odd fight with myself and the ‘skip’ button. Continue reading
Readers! I did it. OK, as we’ve established, it’s not far. It took an hour and I’m rewarding myself with muesli as I type. Let’s review my experience against some key objectives from LivingStreets. Continue reading
When I was about 14, much to my astonishment, my parents got cable TV. A few things happened as direct consequences: Continue reading
Conference speakers! Loads of you have talked to me in the last 12 months. And I have (mostly) listened. I’ve been intrigued and inspired by what some of you, elsewhere in research-land, are doing. I’ve enjoyed talking further with many of you afterwards in the queue for coffee. Continue reading