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Automatic enrolment: Qualitative research with workers who have opted out (published March 2014)

PublicationsAndrew Wood, Kate Downer, Christoph Körbitz and Louise Amantani

This is the first study to explore comprehensively the experiences of workers who were automatically enrolled into a workplace pension and chose subsequently to opt out. We spoke to 50 workers at the first organisations to implement automatic enrolment, and they explained their reasons for opting out, their experience going through the opt-out process and their overall attitude toward retirement provision. The findings of this study will feed into discussions around the success of automatic enrolment in increasing the number of individuals saving for retirement.

Click here to view report (pdf)

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